KYOPHILAVONG, P., & CHALENSINH, C. (2005). ຜົນກະທົບຂອງກຸ່ມເງິນຝາກປະຢັດ ແລະ ບັນຫາການບໍລິການໃນ ສປປ ລາວ: The impact of the Saving group and its service issues in Lao PDR. Journal of Lao Economics and Business Management, 1(1), 43–66. Retrieved from https://feb.nuol.edu.la/journal/index.php/jleb/article/view/44