KYOPHILAVONG, P. and CHALENSINH, C. (2005) “ຜົນກະທົບຂອງກຸ່ມເງິນຝາກປະຢັດ ແລະ ບັນຫາການບໍລິການໃນ ສປປ ລາວ: The impact of the Saving group and its service issues in Lao PDR”, Journal of Lao Economics and Business Management, 1(1), pp. 43–66. Available at: https://feb.nuol.edu.la/journal/index.php/jleb/article/view/44 (Accessed: 15 March 2025).